Self-employed home loans in 49 states

Self-employment doesn’t stop at a state line, and neither do we. Our self-employed and non-QM programs — bank statement, 1099, P&L, WVOE, asset-based, ITIN, and foreign national loans — are available to qualified borrowers throughout the country. Because we broker across 25+ non-QM investors in addition to lending directly, we can match your situation to a guideline that fits how you earn, no matter which of the 49 states you’re buying or refinancing in.

There is one exception: we are not licensed in New York, and we do not lend on New York properties or to New York residents. Everywhere else across the country, our team can originate your loan.

Not every program is available in every state or for every loan amount, and some states carry additional disclosures. We confirm exactly what applies to your state and scenario before you apply — see our disclosures & licensing page for state-specific notices.