Who We Help

Gig workers and side hustlers can qualify for a mortgage without a W-2 history. See the documentation paths that fit rideshare, freelance, and app-based income.

Home loan options for business owners who write off most of their income: P&L-only, bank statement, and asset-based programs that look beyond your return.

1099 contractors and freelancers can qualify for a mortgage using 1 to 2 years of 1099 forms instead of tax returns. Here's how the program works and who it fits.

How real estate agents and commission-based earners qualify for a mortgage using 1099s or bank statement deposits instead of tax returns and write-offs.

How LLC and S-corp structures affect mortgage qualifying: pass-through income, salary vs. distributions, business bank statements, and closing in an LLC.

What self-employed first-time homebuyers can expect: the documents you'll need, a realistic timeline, common surprises, and how to get matched to a program.